Legal Guide

9 Reasons Why You Should Contact Your Lawyer Before the Insurance Company


After you are in an accident, one of the first things you may think to do is call your insurance company. This is a natural reaction, as you want to make sure that everything is taken care of and that you are not left footing the bill.

It is vital to contact a lawyer before talking to your insurance agent. The insurance company is not your friend, they will try to protect their own interest above your own. A lawyer can protect you from their strategies to give you a lowball offer and help you get fair compensation.

1. An Insurance Company Is Not on Your Side

The first thing you need to understand is that an insurance company is not on your side. No matter how friendly or helpful they may seem, their ultimate goal is to make money. This means they will do everything in their power to minimize the amount of money they have to pay. One way they do this is by offering you a low settlement.

To protect their profit, insurance companies will not hesitate to take advantage of accident victims. This is especially true if you do not have legal representation. They may try to get you to give a recorded statement, sign away your rights, or agree to a quick settlement.

2. Seek Legal Counsel

It is critical to have someone on your side looking out for your interest. A Bronx car accident lawyer will ensure that you are not taken advantage of and fight for the maximum compensation possible.

3. A Lawyer Can Help You Get the Compensation You Need

If you were injured in an accident, you may recover for:

  • Medical bills
  • Damaged property
  • Lost wages
  • Pain and suffering

An experienced lawyer will know how to get you the maximum compensation possible. The amount you receive should be enough to help rebuild your life.

4. You May Need to File a Lawsuit

In some cases, an insurance company will refuse to pay what you are owed. If this happens, your best option might be to file a lawsuit. A lawyer will know how to navigate the legal system and get you the compensation you deserve.

5. A Lawyer Can Help You Avoid Mistakes

There are many errors people can make after an accident. For example, they may give a recorded statement to the insurance company without realizing that anything they say can be used against them. A lawyer can help protect your rights throughout the proceedings.

6. You Have Enough to Deal With

After an accident, you have enough to handle. The last thing you need is the added stress of dealing with the insurance company. Let a lawyer take over so you can focus on healing.

7. A Lawyer Is Experienced in Dealing With Insurance Companies

Handling insurance companies can be frustrating and confusing. A lawyer is experienced in dealing with them and knows how to get the information they need.

It is ideal to let your attorney take over communication with the insurance company. Since they have experience negotiating with them, they will know how to steer clear of any traps agents might lay ahead.

8. A Lawyer Will Fight for You

When you are represented by a lawyer, you have someone fighting for you. They will ensure that your rights are protected and get the maximum compensation possible.

9. You Need a Lawyer on Your Side

If you have been in an accident, it is vital to contact a lawyer. They will be able to help you in many ways and make sure that you are fairly compensated for your injuries.

Final Thoughts

While dealing with the aftermath of an accident can feel overwhelming, remember that you are not alone. Do not hesitate to reach out to experts for guidance through this troubling period. An attorney will always represent the best interest of their client. Knowing that your case is handled by a legal expert, you can direct all your focus to recovery.

About the Author

As a journalist, Leland D. Bengtson dedicated most of his career to law reporting. His greatest satisfaction is to convey legal matters to the public in a language that they can understand. He is active on various platforms and media outlets, writing about common legal issues that people confront with every day. While medical malpractice is his strong suit, Leland covers plenty of other topics, including personal injury cases, family law, and other civil and even criminal legal matters.

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