Get out of the car accident without Fuzz
According to the Illinois Department of Transportation, Illinois road encounters deaths numbering 1097 in car accidents in the year 2017.
Not to be a pessimist, but even when you are well precautioned by wearing the seat belt and driving the speed limit, there is always a careless or drunken drive threat awaiting to crash your day. Escapism is never an option in the accidents that tip-off at a wink. Well, you can’t be certain with the future, but still, you can be prepared for the adverse possibilities.
Surviving the crash is fortuitous but being bankrupt is not. Car crashes are meant to break your bones and burn a hole in your pocket. But being a victim of an accident can sock you away from the financial stroke.
You can use the victim card and claim compensation from an insurance company the defendant has been insured in. This cannot be assured when 13% of the automobile drivers in Illinois hit the roads without owning liability insurance. Uninsured Motorist Coverage (UM Coverage) or Underinsured Motorist Coverage (UIM Coverage) can be claimed at the insurance company you have been insured.
What if you are a victim with no insurance? Even though you have violated the Illinois law to hold Personal Injury Protection Insurance and Property Liability Insurance, you still have the right to make a claim for compensation.
In this case, you are advised to be aware of your right to the insurance claim and injured claim. You may also consult an attorney right away the stance of your accident to record every single damage like medical bills, pain, and suffering, disability, disfigurement, permanent impairment, lost wages, property damage, etc that have been caused and to claim the higher value accordingly.
This process can be a little tricky considering the legality of the matter. An expert’s guidance can make this work a whole lot easier. This is the reason why anyone who encounters a major accident seeks a good Rockford car accident lawyer. Lawyers are affordable since they won’t demand any fees until the case is won and you are compensated.
If the insurance company or the defendant denies your appeal for compensation, you can take the matters onto the forum of Law and Order.
The case is filed by the victim and the jury completely rules on liability. The court assembles both parties with their lawyers, shreds of evidence are submitted and testimonies are recorded. The court assesses the fault ratio of the parties and declares the victim. The victim will be compensated by either the insurance company or from the defendant’s own pocket.
Admittedly, some of the cases must go to trial, since the liability is often questionable. In major accident cases where the damage is fatal with severe injuries and high monetary loss, the insurance firms will try to wage a civil defense firm to take up the case and to avert the possible huge compensation that has to be submitted. Not to worry, truth always triumphs.
Although one can be financially compensated easily, accidents can take a toll on the mental health of anyone involved in it. It’s better to abide by the rules than to feel sorry. Drive Safe, so that you can drive safely tomorrow too.
comments powered by Disqus